Restrictions on High LVR Lending Information Release

Restrictions on High Loan-to-Value Ratios Lending Information Release

There have been two information releases relating to the Reserve Bank of New Zealand's (RBNZ) restrictions on high loan-to-value ratio (LVR) lending.

The Treasury released documents in October 2013 relating to the restrictions came into force on 1 October 2013.

The Treasury also released documents in June 2015 relating to the RBNZ announcement of proposed amendments to the LVR restrictions made in the May 2015 Financial Stability Report (FSR), which are expected to come into force on 1 October 2015 following consultation with industry.

See the related information releases:

• Refining KiwiSaver First Home Deposit Subsidy and Expanding Welcome Home Loan to Assist First Home Buyers (Ministry of Business, Innovation and Employment) - Release of Cabinet paper.

• Information Release: Advice on loan-to-value ratio (LVR) restrictions (Reserve Bank of New Zealand)

Documents

The release documents listed here are available in Adobe PDF format only. HTML versions can be supplied on request by Information Services at the Treasury.
Using PDF Files

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Information Withheld

Key to sections of the Official Information Act 1982 under which information has been withheld.

Certain information in these documents has been withheld under one or more of the following sections of the Official Information Act, as applicable:

• 9(2)(a) - to protect the privacy of natural persons, including deceased people.

• 9(2)(i) - to enable the Crown to carry out commercial activities without disadvantage or prejudice.

In some cases information has been withheld because it is out of scope or not relevant to an Official Information Act request.

In preparing this Information Release, the Treasury has considered the public interest considerations in section 9(1) of the Official Information Act.

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