Christchurch, New Zealand – April 2025 – Many homebuyers are surprised to learn that working with a mortgage adviser often comes at no direct expense. So what’s the real mortgage broker cost in New Zealand?
For most clients, mortgage brokers offer their services free of charge. Brokers are typically paid a commission by the lender upon successful approval of a home loan. That means buyers and homeowners receive expert financial advice, lender comparisons, and full application support — all at no cost.
The value provided by a broker far outweighs any perceived cost. From identifying the best mortgage structure to negotiating favourable rates, brokers streamline the process and reduce the time, stress, and risk involved in securing finance.
For most people, working with a broker means getting professional guidance with no out-of-pocket expense. It’s a smart move for those wanting to ensure they’re getting a competitive mortgage that aligns with their financial goals.